Pag-Ibig and Bank Financing Requirements

If Employed or Self-employed:


  • Community Tax Certificate
  • Proof of Billing (original)
  • T.I.N. (Tax ID Number)
  • Latest pay slip of borrower and spouse (original)
  • 2 pcs HDMF Premium Contribution Certificate (original)
  • Marriage Contract or Birth Certificate (Photocopy)
  • W2 BIR form (photocopy)
  • 2 pcs Notarized Certificate of Employment with Compensation (original)
  • Post dated checks for down payment
  • 24 month Pag-ibig contribution for members. For non-members, pay 24 months contribution upon reservation



All of the above plus the following:

  • 3 pcs Notarized Special Power of Attorney (SPA)
  • Income Tax Return and W2 confirmation receipt for the last 2 years immediately preceeding date of loan application
  • Notarized Employment Contract and Employer’s Certificate of Income duly certified by employer.
Note: All original



(General requirements of most banks, for complete list of requirements for bank financing, kindly check with the bank to which you will file the loan to)

If in the Philippines:

  • Income Tax Return (latest)
  • Certificate of employment with compensation
  • Business Permit (if self-employed)
  • Community Tax Certificate
  • T.I.N. (Tax identification Number)
  • Bank Statement (for the last 6 months)
  • Marriage Certificate (if married) (Photocopoy)
  • Proof of Billing
  • Post Dated Checks Note: All original except marriage certificate, Business Permit, Community Tax Certificate.

If Borrower is permanently abroad:

  • Federal Income Tax Return (latest)
  • Bank Statement (for the last 6 months)
  • Special Power of Atty. (SPA) (consul authenticated)
  • Certificate of Employment with compensation (consul authenticated)
  • Proof of remittance
  • Business Permit (if self employed)
  • Marriage Certificate (if married)
  • Post Dated Checks
(Note: All original except marriage certificate)

*In-house financing requirements is similar to bank financing however, different Developers have different set of requirements so it is advisable to check with your Developer their own list of requirements.

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